How to separate Government and Conventional lanes and identify when FHA, VA, or USDA may be the better fit
When to consider Conventional, Jumbo, or Non-QM based on down payment, credit profile, and income documentation
How to choose a logical starting program before running AUS or confirming lender overlays
About the Mortgage Program Decision Flow Guide
This is not a guideline manual. It is a practical, originator-friendly starting framework to help you route files more confidently and reduce unnecessary conditions.
Meet the Creator
Hi, I'm Dionne Bass, and I've crafted this guide to help mortgage professionals like you navigate loan program decisions with ease. With years of industry experience, I understand the challenges you face and aim to simplify the complex process of selecting the best loan program. Let's embark on this learning journey together!
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